Standard "Finance" lists are 90% local branch managers and personal loan brokers. Our AI agents verify card network BINs, Payment volume (TPV) metrics, and PCI-DSS Level 1 status to find verified Card Issuers, Cross-Border Rails, and BNPL Tech.
Why firmographic filters miss the digital rail builders.
Targeting "Financial Services" returns thousands of businesses with zero dev budget. You need to know what they settle and how they route.
If you are selling fraud detection, ledger APIs, or BIN sponsorship, you need the builders:
| Metric | Standard "Finance" List | Our ICP Database |
|---|---|---|
| Classification | Broad (Banking) | Issuer vs. Acquirer vs. Gateway |
| Tech Signals | None | ISO 8583 / PCI-DSS L1 / BIN Verification |
| Buying Center | Branch Manager | CTO / Head of Payments |
| Maturity | Unknown | VC Funding & API Docs Check |
Target builders of the future of money movement.
Marqeta/Lithic competitors. Issuing virtual/physical cards. Targets for card mfg partners, specialized ledger APIs, and fraud data.
Wise/Airwallex challengers. Global settlement. Targets for multi-currency accounts, SWIFT/SEPA APIs, and localized KYC.
Klarna/Affirm clones. Consumer credit at checkout. Targets for debt capital, credit scoring AI, and merchant data feeds.
Toast/Square competitors for retail. Targets for terminal hardware, payment gateways, and localized ad-tech.
Sift/Forter alternatives. Real-time blocking. Targets for high-end vector databases, legal datasets, and ID resolution.
Spreedly/Primer competitors. Routing to multiple PSPs. B2B targets for dev tools and White-label API packages.
MoonPay/Wyre clones. High compliance load. Targets for banking core APIs, localized tax databases, and node infra.
Unit/Treasury Prime clones. Programmatic banking. Targets for Ledger DBs, KYC APIs, and sponsorship data.
Bill.com/Routable competitors. High ACH volume. Targets for OCR APIs, ERP integration, and localized logistics data.
Software enabling instant settlement. Targets for low-latency cloud and high-uptime messaging infra.
Transforming phones into terminals. Targets for mobile SDKs, biometric hardware, and secure app-sec.
SaaS for gig-economy payouts. Targets for localized logistics data and payment splitting APIs.
Automating dispute responses. Targets for merchant data feeds and secure analytics cloud.
Lending at the point of sale. Targets for credit bureau APIs and localized valuation data.
Specialized funds (e.g. Ribbit). Targets for portfolio data and deal-flow portals.
Software for payment compliance. Targets for legislative data feeds and automated audit APIs.
Optimizing authorization rates. Targets for high-end visualization and macro-economic data.
Consultants building the stack. B2B targets for dev tools and partner data.
Predicting cash flow for startups. Targets for banking core data and specialized risk models.
Modern source of truth for fintechs. Targets for high-end database storage and security partners.
In Fintech Payments, the "Messaging Protocol" and "Compliance Tier" define the enterprise. A firm with proprietary ISO 8583 implementation and PCI-DSS Level 1 status is a top-tier account.
We extract these "Transaction Signals" to help you find the builders.
If you sell an auth-rate optimization tool, filter for card-issuing startups with high traffic but no "Adaptive Auth" or ML-Score mention.
Pitch: "Reduce your false-decline rate by 15% globally by moving your transaction scoring to our automated edge-proxy layer..."
We distinguish between companies that use payments and companies that code payments.
This ensures you don't waste time on a local bank branch that happens to have a "Tech" category on their blog.
Get the data that powers the global Fintech innovation ecosystem.
Websitecategorizationapi.com offers automated classifications of websites, with both homepage and full path real-time URL classifications. Our solution is available both in dashboard and as API. It is used for brand protection, marketing leads, online filtering, use in clients own applications and for other use cases. We also offer offline categorization database of 30 million categorized domains, covering 99.9%+ of active internet.
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