Risk & Compliance Intelligence

Stop Pitching to Paper-Based Agencies.
Get Verified InsurTech ICPs.

The "Insurance" category is flooded with 1-person local brokers. Our AI agents verify carrier licenses, claims automation APIs, and binder authority to find verified Digital MGAs, Claims SaaS, and Full-Stack Carriers.

The "Agent" Data Noise

Why SIC 6411 misses the tech-native buyers.

Targeting "Insurance Agents" tells you nothing about a company's ability to buy enterprise software. You need to know what they underwrite and how they automate.

If you are selling API security, claims AI, or cloud validation, you need to filter out the practitioners:

  • Local Independent Agents (Users, not builders)
  • Insurance Blogs & Affiliate Sites
  • Legacy Mutuals (No cloud spend)
Metric Standard "Insurance" List Our ICP Database
Classification SIC 6411 Carrier vs. MGA vs. Claims Tech
Tech Signals None API Docs & SOC2 Detection
Authority State License Reinsurance & Binder Authority Match
Maturity Unknown VC Funding & Dev Team Size

20 High-Value InsurTech ICPs

Target builders of the modern risk infrastructure.

Full-Stack Digital Carriers

Lemonade/Root competitors. Owning the balance sheet. Targets for reinsurance data, secure cloud, and high-end staffing.

Digital MGAs (Agencies)

Managing General Agents with tech front-ends. Targets for policy admin SaaS and distribution APIs.

Claims Automation SaaS

AI-led claims processing (Tractable clones). Massive users of computer vision and fraud detection APIs.

Underwriting AI Labs

Building risk models for carriers. Targets for vector databases, GPU instances, and alternative data feeds.

Embedded Insurance APIs

Insurance at point-of-sale. B2B targets for SDK security and partnership marketing data.

Cyber Insurance Startups

Coalition/At-Bay competitors. Targets for real-time threat intel and security auditing tools.

Health InsurTech Platforms

Oscar/Clover competitors. Targets for EMR data integration and HIPAA-compliant cloud.

Usage-Based Auto (UBI)

Telematics-led insurance. Targets for IoT SIMs, fleet data, and mobile SDKs.

PropTech Insurance (Home)

Hippo/Kin clones. Targets for property data APIs, imagery, and catastrophe modeling.

InsurTech Core Systems

Cloud-native alternatives to Guidewire. B2B targets for API connectivity and dev tools.

Reinsurance Marketplaces

Trading platforms for risk. Targets for low-latency data and secure transaction tech.

Broker Management SaaS

Modern AMS (Agency Mgmt Systems). Targets for payment automation and CRM integration.

Insurance KYC/Fraud Tech

Specialized ID verification for risk. Targets for biometric APIs and court record data.

Gig Economy Insurance

Portable benefits and on-demand coverage. Targets for mobile-first billing and localized legal.

Parametric Insurance Tech

Auto-payouts based on weather/event data. Targets for IoT sensors and oracle networks.

Premium Finance Tech

SaaS for insurance lending. Targets for banking core data and tax databases.

Captive Insurance Tech

SaaS for corporate self-insurance. Targets for reporting tools and allocation data.

Legal & Gov (InsurTech)

Compliance software for carriers. Targets for legislative data feeds and lobbyist CRM.

Remote Adjustment Tech

Video/Drone adjusting SaaS. Targets for high-speed video APIs and secure storage.

Employee Benefits Portals

SaaS for group life/disability. Targets for PEO data integration and HNW services.

Anatomy of a High-Value InsurTech Lead

In InsurTech, the "Infrastructure Stack" defines the buying center. A company with a public API Documentation site and a Reinsurance Panel is a high-ticket B2B account.

We extract these "Risk Signals" to help you find the builders.

Tech Fingerprints

  • Core System: Detection of integration with Guidewire, Duck Creek, or Socotra.
  • Compliance: SOC2, ISO 27001, or GDPR mention in trust centers.
  • Platform: Presence of `/developers` or `api.domain.com`.

Capital Signals

  • Funding: Series A/B/C match via Crunchbase cross-ref.
  • Licenses: Active Resident Agent or Surplus Lines licenses in major states.
  • Hiring: Open roles for "Actuary," "Full Stack Engineer," or "Product Director."

Outreach Strategy: The "Ecosystem" Play

If you sell a secure storage solution, filter for claims platforms with high traffic but no HIPAA or PCI mention in their footer.
Pitch: "Unlock healthcare and retail insurance contracts by migrating your claim storage to our pre-validated secure cloud..."

Verification: The "Builder" Check

We distinguish between companies that sell insurance and companies that code insurance.

  • GitHub Link: Linking to an active public organization repo.
  • Product Tour: Presence of a high-res interactive dashboard or demo video.
  • Ratings: Active profile on G2 or Capterra with recent software updates.

This ensures you don't waste time on a local agency that happens to have a "Tech" category on their blog.

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