Standard "Insurance" lists are 90% 1-person local agents and retired adjusters. Our AI agents verify Managing General Agent (MGA) licenses, claims automation SDKs, and reinsurance connectivity to find verified Digital Carriers, Full-Stack MGAs, and Claims Tech builders.
Why firmographic filters miss the high-tech risk builders.
Targeting "Insurance Services" returns thousands of businesses with zero IT budget. You need to know what they underwrite and how they process.
If you are selling fraud detection, claims APIs, or policy-admin cloud, you need the builders:
| Metric | Standard "Insurance" List | Our ICP Database |
|---|---|---|
| Classification | Broad (SIC 64) | Carrier vs. MGA vs. Claims SaaS |
| Tech Signals | None | Guidewire / Duck Creek / Socotra Verification |
| Buying Center | Agent | Chief Risk Officer / CTO |
| Maturity | Unknown | VC Funding & Reinsurance API Check |
Target builders of the future of risk management.
Lemonade/Root competitors. Own the risk. Targets for high-end DBs, reinsurance rails, and automated underwriting AI.
Tech-native risk pools (Coalition/Kin clones). Targets for policy-admin SaaS, specialized data feeds, and API connectivity.
Software solving the "First Notice of Loss" (FNOL). Targets for OCR APIs, video processing, and fraud detection AI.
Insurance-as-a-Service (API-first). Targets for merchant data feeds, payment gateways, and mobile SDKs.
Focus on digital risk. Targets for threat intel APIs, security scanning data, and active monitoring tech.
Socotra/BriteCore alternatives. Core infra. B2B targets for dev tools and White-label API packages.
SIU software for carriers. Targets for high-end vector databases, legal datasets, and identity resolution.
Pay-how-you-drive platforms. Targets for cellular IoT SIMs, GPS data APIs, and real-time mapping.
Fintech for risk transfer (Tremor clones). Targets for capital market data and blockchain timestamping.
Wellness-based underwriting. Targets for health wearable APIs, EMR data, and biometric tech.
Home and title insurance tech. Targets for property data APIs, localized weather feeds, and GIS data.
Software for brokers (Vertafore alternatives). Targets for SMS/Email APIs and localized SEO data.
Auto-payouts based on triggers (Weather/Flight). Targets for satellite data and oracle networks.
Gen-AI for risk assessment. Targets for LLM compute and specialized insurance knowledge bases.
Specialized funds (e.g. IA Capital). Targets for portfolio data and deal-flow portals.
Software for state filings and SERFF. Targets for legislative data feeds and compliance auditing.
Software for corporate self-insurance. Targets for global banking data and tax tools.
Insuring second-hand goods and resale. Targets for authentication AI and localized logistics.
Investing in carrier portfolios and SaaS. Targets for due diligence and recurring revenue data.
Consultants building the tech stack. B2B targets for dev tools and partner data.
In InsurTech, the "Underwriting Logic" and "License Type" define the buying center. A company with a Managing General Agent (MGA) license and active Webhook support is a top-tier account.
We extract these "Risk Signals" to help you find the builders.
If you sell a claims-OCR tool, filter for MGAs with high traffic but no "Digital Claims" or FNOL portal mention.
Pitch: "Reduce your claims processing cost by 40% by moving your manual FNOL entry to our automated vision layer, verified against ACORD standards..."
We distinguish between companies that sell policies and companies that code risk.
This ensures you don't waste time on a local insurance broker that happens to have a "Tech" category on their blog.
Get the data that powers the global InsurTech innovation ecosystem.