Adyen Technology Intelligence

What is Adyen?

Adyen is a global payments platform providing end-to-end payment infrastructure. Founded in 2006 in Amsterdam, Adyen processes payments for major enterprises including Uber, Spotify, and Microsoft.

Unlike payment aggregators, Adyen operates as a direct acquirer with a single platform for online, mobile, and in-store payments worldwide.

Key Features

Unified Commerce

• Online: Web payments
• Mobile: App integration
• POS: In-store terminals
• Unified: Single platform

Global Acquiring

• Local: 150+ currencies
• Methods: 250+ payment methods
• Direct: Acquiring licenses

Intelligence

• Risk: ML fraud detection
• Optimization: Authorization rates
• Insights: Business analytics

Use Cases

Global Enterprises

Large companies process payments worldwide through single integration. Local payment methods without multiple providers.

Omnichannel Retail

Retailers unify online and in-store payments. Single view of customer across all channels.

Platform Companies

Marketplaces and platforms handle complex payment flows. Split payments and onboarding for sellers.

Subscription Businesses

High-volume subscription companies optimize recurring payments. Superior authorization rates reduce churn.

Code Examples

Drop-in Component

const checkout = await AdyenCheckout({
    environment: 'test',
    clientKey: 'CLIENT_KEY',
    session: { id: 'SESSION_ID', sessionData: 'SESSION_DATA' },
    onPaymentCompleted: (result) => console.log(result)
});

checkout.create('dropin').mount('#dropin-container');

Server-Side Payment

curl -X POST "https://checkout-test.adyen.com/v70/payments" \
  -H "X-API-Key: YOUR_API_KEY" \
  -H "Content-Type: application/json" \
  -d '{
    "amount": { "currency": "EUR", "value": 1000 },
    "reference": "ORDER_123",
    "paymentMethod": { "type": "scheme", "number": "..." },
    "merchantAccount": "YOUR_MERCHANT_ACCOUNT"
  }'

Comparison

vs Stripe

• Scale: Adyen enterprise focus
• DX: Stripe better for startups
• Omnichannel: Adyen unified

vs Worldpay

• Modern: Adyen better platform
• Unified: Adyen single stack
• Innovation: Adyen ahead

Why Adyen

• Single platform for all channels
• Direct acquiring globally
• Superior authorization rates
• Enterprise-grade infrastructure