Sezzle Technology Intelligence

What is Sezzle?

Sezzle is a buy now, pay later platform that splits purchases into four interest-free payments. Founded in 2016 in Minneapolis, Sezzle focuses on financial empowerment for younger consumers.

Differentiated by its Sezzle Up program that helps users build credit history, Sezzle combines BNPL convenience with credit-building features.

Key Features

Pay in 4

• Split: 4 installments
• Interest-free: No interest
• Biweekly: Every 2 weeks
• Reschedule: Flexible dates

Sezzle Up

• Credit building: Report to bureaus
• Free: Premium tier
• Score tracking: Monitor progress

Merchants

• Integration: Easy setup
• Upfront: Full payment
• Marketing: Co-marketing

Use Cases

Young Adult Retailers

Brands targeting Gen-Z and young millennials. Users building credit find Sezzle Up valuable.

Sustainable Brands

Eco-friendly products at premium prices. Sezzle's B-Corp certification aligns with sustainability values.

Small Business

Independent retailers compete with big stores. Offer flexible payments without complex integrations.

Credit Builders

Young consumers with limited credit history. Use Sezzle Up to establish credit responsibly.

Code Examples

Widget Integration

<!-- Sezzle Widget -->
<script src="https://widget.sezzle.com/v1/javascript/price-widget"></script>
<div class="sezzle-payment-amount"
     data-sezzle-price="100.00">
</div>

Checkout Button

<!-- Sezzle Checkout -->
<button id="sezzle-checkout-button"
        data-amount="10000"
        data-currency="USD">
    Pay with Sezzle
</button>

Create Order

curl -X POST "https://gateway.sezzle.com/v2/order" \
  -H "Authorization: Bearer TOKEN" \
  -d '{
    "order_amount": { "amount_in_cents": 10000, "currency": "USD" },
    "order_reference_id": "ORDER-123"
  }'

Comparison

vs Afterpay

• Credit: Sezzle builds credit
• Size: Afterpay larger network
• Flexibility: Sezzle reschedule option

vs Klarna

• Options: Klarna more payment types
• Focus: Sezzle credit-building
• Values: Sezzle B-Corp certified

Differentiators

• Sezzle Up credit building
• Payment rescheduling flexibility
• B-Corp certified
• Focus on financial empowerment